Crypto

Bitget rolls out BGUSD, a yield-bearing stable asset backed by real-world assets

May 27, 2025

Key Takeaways

BGUSD offers daily yields up to 5% APY backed by tokenized real-world assets.
The stable asset can be redeemed for USDC and supports Bitget’s ecosystem features.

Prominent crypto exchange Bitget announced today the launch of BGUSD, a yield-generating stable asset certificate designed to provide global users with a secure and accessible pathway to passive income through tokenized real-world assets (RWAs), including US Treasury products.

Bitget said that BGUSD is fully backed by a diversified basket of tier-1 tokenized RWAs, such as high-grade money market funds and tokenized US Treasuries, sourced through strategic partnerships with leading institutional-grade providers, including Superstate.

This structure allows Bitget users to benefit from stable, real-world yields without leaving the crypto ecosystem.

The asset offers daily yield payouts of up to 5% annual percentage yield (APY), starting with a 30-day promotional rate before settling at a base yield of 4% or more, according to Bitget.

Yield is credited daily to users’ spot accounts. Each BGUSD is redeemable 1:1 for USDC, with instant or 3-day redemption options, ensuring both stability and liquidity, as noted in the announcement.

With BGUSD, Bitget aims to address the growing demand for stable, yield-generating assets. The launch comes as tokenized US Treasury assets exceed $1.5 billion with 600% annual growth, while stablecoin circulation has reached over $160 billion, according to RWA.xyz and CoinGecko data from Q1 2025.

“At Bitget, our mission has always been to prioritize our users’ needs — whether they come from the crypto-native community, institutional circles, or traditional finance,” said Bitget CEO Gracy Chen.

“With BGUSD, we are delivering a solution that bridges the best of both worlds: the transparency and innovation of crypto with the stability and yield opportunities traditionally found in real-world assets,” Gracy added.

The asset supports Bitget’s ecosystem features, including lending collaterals, futures margin, Launchpool, and PoolX. Users can choose between instant redemptions from Bitget’s reserve pool or standard redemptions settled within three business days, with fixed subscription and redemption fees of 0.1%.

Beyond passive income, BGUSD strengthens Bitget’s position as a bridge between traditional and decentralized finance, offering a practical model for bringing yield-bearing financial instruments on-chain. It enables capital-efficient exposure to dollar-based returns and helps users maintain purchasing power without assuming the risks of crypto market volatility.