A Major Expansion for Cash App’s Crypto Lineup

Cash App has integrated Cash App Pay as a funding method inside Moonpay’s checkout, letting eligible U.S. users purchase XRP, solana, ether, and USDT by routing payment straight from their Cash App balance.

The move is notable because Block, Cash App’s parent company, has never listed these tokens directly within its own app; instead, MoonPay handles the purchase and can send the assets to an external wallet of the user’s choosing. In sum, Cash App customers can now access tokens the platform itself has never supported.

Bitcoin.com News has followed Cash App’s crypto features closely over the years, from the rollout of its ‘Paid in Bitcoin’ payroll conversion to its BTC roundup and Lightning Network receive tools. Until now, however, direct crypto purchases inside Cash App had stayed limited to bitcoin, with USDC added only earlier this year.

Consequently, routing through Moonpay effectively lets Cash App offer a far broader token selection without having to build out listing and custody infrastructure for each asset itself.

Cash App Pay Joins a Growing List of Funding Options

Cash App Pay is now the third major payment method Moonpay supports for funding crypto purchases, joining Paypal, added in 2024, and Venmo. Once a purchase is made, Moonpay can deliver the tokens to a range of external wallets, including Trust Wallet, Bitcoin.com, Metamask, Moonshot, Ledger, Bitpay, Uniswap, Tangem, LOBSTR, and Edge, giving Cash App’s tens of millions of users a direct path into self-custody wallets rather than keeping funds parked inside Cash App itself.

Moonpay co-founder and CEO Ivan Soto-Wright called the integration a distribution play as much as a product update, adding:

Cash App is where tens of millions of Americans already manage their money. This integration means that those users can access the digital asset ecosystem, funded instantly from an app they already know and trust.

With Cash App reporting 59 million active users as of June, the integration hands Moonpay one of the largest fintech user bases in the country as a funnel into crypto purchases.

XRP’s Growing List of Mainstream On-Ramps

The addition is also the latest example of XRP expanding its footprint across mainstream financial apps in 2026. Earlier this year, SoFi added XRP deposit support, with Ripple posturing the move as part of a broader push toward giving more users direct access and utility.

XRP has also landed inside Rakuten Wallet, reaching more than 5 million merchants through that integration in Japan. Each new on-ramp adds a mainstream distribution channel that doesn’t depend on a standalone crypto exchange, a trend Cash App’s Moonpay integration now extends to one of the largest peer-to-peer payment apps in the U.S.

Lastly, it bears mentioning that the expansion comes after a rockier stretch for Cash App’s crypto compliance record. To this point, Block was fined $40 million by New York regulators over compliance failures tied to Cash App’s bitcoin and fiat transaction monitoring, including reports that the company had ignored roughly 169,000 compliance alerts.